Although ‘buy now pay later’ options usually require a quick credit check there are plenty of places that offer this feature. It usually only takes a minute or two to get approval, and you’re on your way. The bad thing about it is that you usually have to load your buggy, go through the checkout, fill in discount codes, and generally go through the entire checkout system before being given the option, it’s well worth it if your credit is approved.
Holidays, in particular, are a time when some of us can find ourselves a little drained financially. Stores that offer to let you receive products now and pay later are a great option. There’s usually a fee that’s charged but each store is different, so make sure you understand the terms before proceeding with the final billing approval.
One store that’s handy for quick occasional gifts, and will let you pay later, is 1-800-Flowers. Com Go online, choose a floral arrangement for any occasion, then quickly checkout with their no-hassle checkout. They’ve got great last-minute gifts – something for everyone.
Need shoes? You’ll find brands like Timberland, Kenneth Cole Reaction, Diesel and many more. There’s boots, sandals, casual shoes, dress shoes – shoes for any occasion. The checkout is simple and they offer the ‘pay later’ option. Shipping is free whether they send purchases to you or you send them back for a refund or exchange. Check it out: www.6pm.com
Who doesn’t appreciate a hardware store that will let you get what you need now and pay later? Ace Hardware is just such a place. You can generally do a search online for ‘shopping discounts’ or ‘online coupons’ and find a coupon for shopping at Ace. Whether you’re having plumbing problems, electrical issues or you simply want to get a jumpstart on getting your lawn ready for summer, you’ll find everything you need at www.acehardware.com
Although Amazon.com offers to let you pay later, you must spend $199. You’ll have no payments for 90 days but must have decent credit. Many people think of books or music when they think of Amazon.com, but you can also buy clothing, toys, personal products and much more. Www.amazon.com
If your car is suddenly not running you don’t want to wait until payday to get it fixed – you need it now. Go to www.autoanything.com and ask for their ‘bill me later’ option. You’ll find whatever your car needs to feel better, and you’ll feel good knowing you have a little time to take care of the bill.
Baby on the way? Maybe he or she showed up a little early? No problems. Go to www.babyuniverse.com and get what you need now – pay later. Blankets, bottles, diapers, and everything else you need is just waiting for you to come by and order it.
Brylane Home not only has the ‘pay later’ option but you’ll find much-needed items for your home at very reasonable prices. It’s typical for them to give a free gift with purchase or to give you a respectable discount when shopping with them. Www.brylanehome.com
Need a new computer now? Rush over to Dell Home Systems and find what you need. Take quite awhile to pay for it, if they approve you, and you’ll still be charged no interest – if you pay for it within the specified amount of time: www.dell.com
If your child is starting a new season of sports, and you simply can’t afford to get uniform and gear until next month, go ahead and get what you need at www.dickssportinggoods.com You can pay later, if you’re approved, and they have all the goods you need.
Need toys in a hurry? Www.etoys.com or www.kbtoys.com
Looking for large size clothing? Www.kingsizedirect.com or www.lanebryant.com
Things for you and your home: www.montgomeryward.com or www.smartbargains.com
Bedding, clothing, home interior items and more: www.overstock.com
Pet needs: www.petco.com
Anything and everything: www.walmart.com
Beauty items: www.yvesrocher.com