Avoid Unknown Companies
You may get offers from companies that are unknown. Although there is no reason why these companies can’t be clean, you can never know for certain. In such a situation, it is best to avoid such a company as you can be scammed.
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Check the Credibility
When you get an offer via phone or mail for a credit card, do not go crazy and say yes. Take your time and search about the company and if it is a legitimate service provider. You can check on the internet as there will be good or bad feedback available about the service. You will have to be patient in the process as sometimes the desired results are not on the first page. If there is nothing online, you may want to avoid such a company as it can be a scam.
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Look for Charges
Some of these offers may ask you to submit a certain amount of money via your bank account or existing credit cards. This is a big red flag. Most legitimate credit card companies will not ask you for any kind of setup fees and if there is any such fee, it will be deducted generally on a monthly basis and will be added to your bill. An upfront charge is an indication that it can be a scam.
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Check with You Credit Union
You can always check with your credit union to make sure that you are not being scammed. They generally have information about companies that are running a legitimate service and those who are trying to scam consumers.
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