1. Pay Off Credit Card Balances Every MonthAccording to Yahoo!âÂ?¢ Finance, each American family carries about eight credit cards. These eight cards carry an average balance of around $9,000. About 40% of these families can afford to pay their credit card balances off every month. This means that the other 60% of Americans pay credit … Continue reading 5 Money Saving Tips that Can Pocket You Over $1,500. A Year!