Also, you can pay bills for water, electricity and gas directly from your bank account. And not have to pay a fee for cash withdrawals at ATMs. Many people have a problem with the lack of time to pay the bills for communal ATMs. You can also connect to the "online banking" option in any of the bank’s respective website to pay at any time of the day and send money to anyone too.
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It is useful to have an account with a card and a cheque book at the same time. You can buy time if you want to do a business and want that transaction to happen in the near future by mentioning a date on a piece of paper with your signatures.
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You can effectively control your income record by opening a bank account especially with respect to the tax authorities.
Above all, you can make money out of the already existing money in your account by opting for a saving account.
You should always keep an eye on the minimum balance in your account to get rid of mark-up and added interest rate on anything you purchased through a credit card.