How To Apply for a State Guaranteed Student Loan

Everyone is born with the same plight of financial crisis. Those who can’t afford to eat three meals strive for that and those who are granted with that necessity find it difficult to educate themselves. The best example in this regard can be explained with the help of Maslow’s hierarchy of needs that clearly demonstrates that the needs of every person differ at every stage of the defined hierarchy.

Student loans are offered to help those kids who have the aptitude to study in a particular elite university but haven’t got the financials to back-up that plan. Federal government offers several state-offered programs which can be browsed on the internet.


  • 1

    You have to get an appointment with the representative of the United States Department of Education or Education Resource Organization Directory (generally known as EROD). You will be able to gather enough information by consulting the representative that will help you draft an outline for applying for the loan process.

  • 2

    Find your state’s website and execute the link by clicking it.

  • 3

    The state’s website will have several things on its menu so you will have to locate the student loans section of the website by thoroughly scanning the website and navigate to that.

  • 4

    After entering the student loan’s section, you will find a loan application option that will have a downloadable version as well along with the online edition. You can choose any one of the two options depending on the need and the time you have got to complete the application. The deadline for the application process will also be mentioned alongside the loan application form so you will not have to bother to know the time left to complete the essentials/fill the application form.

  • 5

    You will have to complete the application by duly filling the information required. Gather the income statements of your financial source and also the bank statements along with any other paper work that is required to complete the application process.

  • 6

    Submit the application back on the website and keep a copy of the final application so you can always prove your submission if required.

  • 7

    Regularly follow up the status of your loan on the website and also stay in touch with the organisation to know the progress of your loan.

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