Calculate Upfront Payment
If you have some money with you, which you can pay as an upfront payment, try to calculate its ratio, and discuss the financing option with the lender. It is possible that you get financing on rather relaxed terms if you are able to make some payment upfront during the time of purchase of the vehicle.
Consider Used Truck Option
Consider if you can go for buying a used or second-hand truck, since it can help you in getting financing on easier terms. Since the overall financing amount for a used truck will be lower than that for the new truck, it can spread out on easily paid installments. The choice is yours, and if you think a second-hand vehicle can serve your need and can also help in obtaining financing, try to buy it instead of a new one.
You can find names of heavy vehicle lenders from the directory. You can phone them or visit their office to inquire about the financing options you can avail. Also, check with the vehicle owner if they can arrange financing for you. Consider the lender, who is willing to finance purchase of the truck on relaxed terms and do not have a particular requirement such as upfront payment option. You can arrange an appointment with the lender to discuss the financing option in details.
Documentation and Application
After you have chosen the lender and decided about your vehicle choice, you can start with application making process. Normally, the lender will tell you the requirement of certain documents and guarantees against financing. You should carefully prepare all the required documents and attach with an application.