Select a car that gives back a decent value. Getting an auto loan is not that hard compared to other kinds of loans because the car can be taken back and sold to compensate the loan accrued. Search for a car that is priced at or below the original value. This way you will have more chances of getting approval for the loan to buy the car.
Save money for down payment
Get some cash for a down payment. This will probably take some time and hard work but know that you are adjusting because of a bad credit rating. If you can come up with even $1000 for a down payment, the lending company will invest in you as they will feel you are of low risk. This way you can show that you are responsible with your money as you saved it and will reduce the amount of the loan that you want. However, if the worth of the car is more than the amount of loan then you should not have any issues. This helps tip the scales in your benefit to get approval despite having a bad credit score.
Seek loan at other places
If you cannot save for a down payment or shopping, you can try to qualify for an auto loan at smaller dealerships and corner lots. Majority of these dealerships provide in-house financing which suggests that there is no lender who has preordained qualification needs for you to fulfill. Nevertheless, they do have certain standards but they are normally guidelines or rules. If you can persuade the manager that you will make your payments by the due date, then you will definitely get the loan. Make sure you know that these dealers want to make a sale desperately and that is why most of the time they will take on the added risk.