Credit Application Email

Credit application email is sent to the branch of your bank for an extension in your credit limit. The application is sent to the only branch that holds your bank account. The purpose of this email is to request for an increase in your monthly or annual credit limit.

Here, you should have the email address of the branch manager or any other senior official who would forward your request.

In the first paragraph of the email, you must clearly mention that you would like an extension in your credit limit. Here, you should also mention your bank account number and the branch code for verification.

In the second paragraph, you should mention your current credit limit, stating your annual income. In order to convince the bank authorities, you can attach a copy of your credit history or ask them to verify that, stating that you have never been late in paying off.

In the third paragraph of the email, you should tell them that you would be thankful for the extension, stating the reason for your demand.

Instructions

  • 1

    Sample of Credit Application Email


    To: anderson@gmail.com

    Subject: Credit Application Email

    Dear Anderson,
    Credit Manager,
    ABC Bank Ltd

    I am sending this email with an intention of getting a credit limit extension on my credit card. My account number is 53244-44120-3522 and the branch code is 5023.

    For your convenience, I would like to tell you that currently I have a credit limit of $10,000 which I would like to be extended to $12,000. I have attached the softcopy of my credit history and I assure you that I have never been late of payment.

    I would like you to consider my request well and I would be thankful to you for this kind consideration.

    Yours sincerely,

    Katerina Stones

  • 2

    Template of Credit Application Email


    To: [email address of the person]

    Subject: Credit Application Email

    Dear [name of the person],
    [Designation],
    [Bank name]

    It is requested that I am a customer of [name of the bank], bearing the account number [account number] and having a credit limit of [your current account limit].

    I would like to request you to increase my credit limit to [your desired credit limit], so I could be able to handle my transactions well.

    I would be very thankful to you for this kind consideration.

    Yours sincerely,

    [Your name]

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