Make a list of all expenses
Make a list of expenses incurred at your home, as you can get an idea where most of the money is going. The list can help you control the expenses.
Find out where substantial amount of money goes
With the list of all your expenses in your hand you can determine where most of money is going. Since completely avoiding the expenses will not work, you can at least put check on them and take control once you know what is absorbing most of the money at home.
Whether it is utility expenses that are taking their toll on your budget or daily purchases (unnecessary ones), you have to plan things at the start of each month and get every member of family involved in expense cutting strategy.
Cut back on utility expenses
Utility expenses often account for a substantial portion of your living expenses, but they can be controlled easily, if you know how to use the utility service. Electricity, water, gas and telephone expenses can hurt you and upset your budgeting, if you are being lenient. Turn off the lights if you can stay without them, especially in the daylight. You should keep an eye on kids using electricity without any care. The same goes with water and gas.
Stop unnecessary daily purchases
Unnecessary purchases can be classified into many things like buying cold drinks for daily meals, chocolates for kids, going to pubs on a daily basis, etc. If you do not make a shopping list and stick to it, you cannot control your living expenses. Make a list of expenses that can be avoided without hurting your necessary needs. You will find that there are plenty of unnecessary expenses that have no place in your budget.