To plan a budget and save money, the first thing you need to do is to make yourself mentally strong. Do not get lured by the fancy commercial outlets, which can force a person to spend cash in bunches.
Identify the major budget items. It is impossible to save, if you do not know your spending needs. Separate these needs from wants.
Reconsider different expenditures and try to keep a notebook to record expenses. Perhaps you should avoid travelling by a taxi and should start using a bus instead, but, in order to do that you must organize your daily routine. For example, you may have to get up half an hour earlier to go to work.
Identify what kind of things you can buy in bulk or large pack. If instead of 10 small packs of tissues, you can buy one family pack, a lot of money can be saved. Products can be purchased from a wholesale store.
Purchase discount cards and coupons from stores and take advantage of it.
Only keep a small amount of cash with you on a daily basis, just enough to fulfil your needs.
Avoid using credit cards, expect when there is an emergency.